Monarch Money’s budgeting app is 50% off for new users

A new year is a great time to get your spending in order, and if you’re not trying to create your own spreadsheet, budgeting apps are one of the best ways to do it. To save money, you can purchase a one-year subscription to one of for just $50 if you use code NEW YEAR2026 at checkout and you are a new subscriber. That’s a 50% discount off the service’s regular $100 price.

Monarch Money is a knowledgeable and detailed budgeting companion. You can use the service through apps for iOS, Android, iPadOS, or on the web, and Monarch also offers a Chrome extension that can sync your Amazon and Target transactions and automatically categorize them. Like other budgeting apps, Monarch Money lets you connect multiple financial accounts and track your money based on where you spend it over time. Monarch offers two different approaches to tracking budgeting (flexible and category budgeting) based on what best fits your life, and the ability to add a budget widget to your phone so you can track how you’re tracking that month.

Monarch money

How budgeting apps turn your raw transactions into visuals you can understand at a glance is one of the main things that differentiates one app from another, and Monarch Money offers several graphs and charts to review for things like expenses, investments, or categories of your choice based on how you’ve labeled your expenses. The app can also monitor your and your partner’s spending in one place, making it easier to plan together.

The main drawbacks Engadget found when testing Monarch Money were the app’s learning curve and feature differences (and bugs) between the web and mobile versions of Monarch. Still, for 50% off, Monarch Money is worth experimenting with if you’re trying to save money in 2026, especially if you want to do it together with a partner.

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